photo of one of the founders of Allium Financial

Investment Philosophy

Portfolios thoughtfully built, effectively managed

Investment Management

We believe in proactive, diversified investing with a long-term perspective that aims to preserve and grow your capital. Along with stock and bond funds, our clients have exclusive access to a wide range of carefully selected alternative investments designed to enhance return and lower portfolio volatility.

Guiding Investment Principles

What drives our investment advice? We have six guiding principles that serve as the foundation of our portfolio management process. We aim to:

  1. Reflect your values
  2. Invest specific to your needs
  3. Minimize cost
  4. Manage tax consequences
  5. Rebalance with market opportunity
  6. Execute with timeliness on identified opportunities
Allium Financial's advisor team talking to clients
a shelf with photos on it at the Allium Financial Lake Oswego location

Investment Philosophy

Our philosophy is based on a core mindset that we are stewards of our client’s wealth and it’s our responsibility to make sure we meet their needs. No one wants to lose what they have built up, so Capital Preservation is our first and foremost ethic. Do no harm. Second, asset allocation is the prominent driver of portfolio risk and return. Our adherence to your long-term target allocation is key and involves rebalancing to target, monitoring collars of exposure, etc. Our beginnings with institutional investors taught us the value of independent analytical research and thorough, ongoing due diligence. We carefully manage risk through diversification, asset allocation, and rebalancing. And, we believe diversification should extend to global markets as well as opportunistic alternative investing.